Soft Credit Pull
Verify identity without impacting credit scores. Get instant insights with a compliance-first approach, perfect for regulated industries.
What Soft Credit Pull Does
Soft Credit Pull provides identity-level confirmation using credit bureau data without generating a hard inquiry or affecting consumer credit scores. This non-invasive method allows businesses to assess risk and verify identities with a compliance-forward approach.
Key Capabilities
Our Soft Credit Pull solution offers powerful capabilities designed to meet the demands of modern enterprise identity verification.
Identity Confirmation Signals
Leverage comprehensive data points to confirm individual identities with high accuracy, ensuring robust verification.
No Credit Score Impact
Perform verifications without generating hard inquiries, preserving consumer credit scores and trust.
Permissible-Purpose Focused
Designed for use under specific regulatory permissible purposes, ensuring full compliance and ethical data usage.
Designed for Regulated Industries
Built to meet the stringent requirements of financial services, healthcare, and other highly regulated sectors.
Integration Options
Seamlessly integrate Soft Credit Pull into your existing systems with flexible options tailored to your operational needs.
Real-Time API
Integrate seamlessly with our robust API for instant verification results within your existing workflows and applications.
FTP / Batch Upload
Securely process large volumes of data efficiently through our automated FTP and batch processing capabilities for bulk operations.
Manual Upload
Utilize our intuitive web portal for quick, on-demand verification of individual records, perfect for ad-hoc needs.
Use Cases
Discover how Soft Credit Pull can be applied across various business functions to enhance efficiency and reduce risk.
Pre-qualification Flows
Streamline customer onboarding and eligibility checks without affecting their credit profile or perceived creditworthiness.
Fraud Prevention
Enhance your fraud detection capabilities by verifying identity without raising red flags or unnecessary friction for legitimate customers.
Identity Confirmation
Confirm applicant identities for account openings, loan applications, and other critical processes with confidence.
Regulated Lead Validation
Ensure compliance and reduce risk by validating the identities of potential customers in regulated industries before engagement.
Compliance & Trust
VeracityHub prioritizes data security and regulatory adherence. Our Soft Credit Pull solution operates with the highest standards of compliance.
Pricing
Discover the cost-effective advantage of VeracityHub's Soft Credit Pull. Our transparent pricing model is designed to scale with your business needs, offering exceptional value for enterprise-grade identity verification.